Start Building A Stronger Credit Profile For Just $249
Take the first step toward improving your credit with our unlimited credit education and support program. Get access to resources designed to help you understand your credit profile, address negative items, and build better credit habits.
Start your credit journey today for only $249
Tired of Hearing “Denied”? Let’s Work Toward Your Next “Approved.”
We help you identify and dispute inaccurate, incomplete, or unverifiable negative items on your credit report, including:
Your Next Steps to Get Started
01 Choose Your Plan ▾
Select your credit repair plan and complete your purchase to begin.
02 Activate Your Credit Monitoring Membership ▾
Activate Credit Monitoring immediately after purchasing your plan. This membership gives our team the credit report access needed to begin your service.
Your service remains on hold until your membership is active.03 Complete Onboarding & Upload Your Documents ▾
Follow the onboarding instructions provided after checkout and submit the required documents:
- Valid government-issued ID
- Social Security card or SSN
- Proof of address dated within the last 30 days
Check your inbox, including your spam and junk folders, for your onboarding email. If it hasn't arrived within 30 minutes, email [email protected] to request another copy. Please allow our team time to respond.
04 We Start the Dispute Process ▾
Once your Credit Monitoring membership is active and onboarding and documents are complete, our team begins your first round of disputes.
- Your plan includes six rounds, unless you selected the Unlimited plan.
- New rounds are submitted every 30–45 days.
We manage the dispute process and guide you through the next steps.
Your service can begin once your Credit Monitoring membership is active, onboarding is complete, and all required documents have been submitted. Any missing step will keep your account on hold.
Invest in Your Credit. Invest in Your Future.
Unlimited VIP Program
Our Unlimited VIP Program is a done-for-you credit repair service designed for clients who are ready to work toward a cleaner, stronger credit profile, without being limited to a set number of months.
There is no consultation required. Simply enroll, complete your onboarding requirements, and our team will begin preparing your file for the credit repair process.
- ✓One-time program enrollment, no monthly credit repair service fee
- ✓Unlimited dispute rounds
- ✓Disputes with all three major credit bureaus, as applicable
- ✓Personalized credit action plan
- ✓Client portal access
- ✓Guidance to help you build a stronger overall credit profile
We may work to challenge eligible inaccurate, unverifiable, or questionable negative information, including collections, charge-offs, late payments, repossessions, medical collections, inquiries, bankruptcies, evictions, and more, depending on your individual credit profile.
Built From Personal Experience, Not Theory
My name is Milli, and Prosper With Milli was built from personal experience not theory. A few years ago, my credit score was in the low 400s, and I was being denied for everything. I joke now that I couldn't even finance a Whopper, but at the time, it was frustrating, embarrassing, and exhausting.
I knew my past mistakes and lack of knowledge couldn't keep defining my future. So I committed to learning:
- ✓How credit works and what was hurting my score
- ✓How to address credit issues and build a stronger financial foundation
- ✓How to make lasting progress through consistency, education, and discipline
That journey inspired Prosper With Milli. Our mission is to change the narrative around credit repair and financial empowerment. Everyone deserves a second chance. Credit is a tool, not a life sentence.
We provide real support without judgment, focusing on:
- ✓Education to help you understand your credit
- ✓Strategy to address the issues holding you back
- ✓Guidance to build a stronger credit profile and improve your readiness for financing
- ✓Support as you work toward greater financial freedom
If I could rebuild from the low 400s, I believe others can too and I'm here to help make that possible.
Start your credit journey today for only $249